Broker Check

(303) 500-1930

Blog

Wednesday, September 12, 2018

I was sad to learn of Aretha Franklin’s death last month at age 76, and surprised to find out that she died intestate (without a will). Dying intestate often means a long, expensive and public process (probate) where state laws...

 

Tuesday, August 7, 2018

I have been an avid investor since the 1990s, and I believe most of the innovation and improvement in the investing world I have seen has happened in just the last few years. This month, I will highlight some important recent changes...

 

Friday, July 13, 2018

Last month, I had the good fortune to take my fifth expedition down the full length of the Grand Canyon. When I first went with a few friends in 2008, my plan was to do it once without any family members to make sure I was up to the...

 

Friday, June 8, 2018

Last month, I wrote about the BlackRock Retirement Institute (BRI) recently published white paper titled "Spending retirement assets…or not?" which studied the financial behavior of past and current retirees. One conclusion of...

 

Friday, May 18, 2018

One of the most interesting parts of being a county commissioner is representing Clear Creek County to the State of Colorado. I currently serve as a council member on the State Emergency Medical and Trauma Advisory Services Council...

 

Show All

Monday, March 12, 2018

The most dangerous part of climbing a mountain is not getting to the top—it is getting back down safely. In your financial life, the climb is your working years where you save and invest diligently to create your nest egg. During...

 

Wednesday, February 21, 2018

2017 was an extraordinary year in financial markets, yet the most popular financial story was bitcoin. Not the fact that U.S. financial markets gained every single month. Or its amazing steadiness with only eight trading days where the...

 

Tuesday, January 23, 2018

I enjoy the holiday season even more now that two of our three kids are in college. We close the Stewardship office for the last week of the year, which gives us a chance to reflect on the past year and refine our vision and plans for...

 

Thursday, December 14, 2017

I have been a member of the Colorado Financial Planning Association (FPA) for several years now and I do pro bono work regularly for 9 News “MoneyLine 9” and also at the annual Denver Financial Planning Day in Lakewood....

 

Friday, October 6, 2017

There are a handful of financial books that have had a profound impact on my thinking, maybe none more so than Dr. Thomas J. Stanley’s “The Millionaire Next Door.” Dr. Stanley’s research was, at the time, the...

 

Monday, September 11, 2017

I had the great pleasure this summer of organizing and experiencing another 18-day non-motorized and non-commercial whitewater expedition through the full 280 river miles of the Grand Canyon. It was my fourth trip down the Big Ditch...

 

Wednesday, June 7, 2017

Last month I wrote about a backcountry ski trip our son Dylan and I took to the unforgiving Canadian Selkirk Mountains. I invited Dylan on the BC ski trip because I knew it would be great fun, but I also knew we would both face intense...

 

Monday, October 17, 2016

Major reforms are underway in the financial industry that are intended to benefit consumers, but there is still a significant lack of transparency when it comes to potential conflicts of interest. Many reforms are aimed at...

 

Monday, August 22, 2016

My three favorite financial publications arrive on Saturday—the Wall Street Journal, Investor’s Business Daily and Barron’s. All three are excellent papers that feature well-researched investment articles. Many weeks,...

 

Monday, July 25, 2016

I love this time of the year! Long days mean long mountain bike rides after work at my favorite open space park, Centennial Cone, in nearby Clear Creek Canyon. In June and July, I ride the Cone two or three times a week, sometimes with...

 

Thursday, May 5, 2016

On April 6th, the US Department of Labor (DOL) released the final version of the much anticipated “Fiduciary Rule,” which is intended to protect retirement investors from receiving financial advice that benefits the broker...

 

Tuesday, March 8, 2016

A few months ago I read Marie Kondo’s bestseller, “The Life-Changing Magic of Tidying Up,” and have been incrementally tidying around my office and house since. We ordered some new furniture in February and a few days...

 

Monday, February 8, 2016

Volatility has returned in full force to world stock markets and I am frequently asked for advice on “what to do” now. One of my ski patrol friends shared a great analogy with me on a chairlift at Winter Park a few weeks...

 

Monday, December 14, 2015

"Getting people to build a nest egg is simple," Professor Thaler says: "Make it easier." We are approaching the New Year when many of us take time to reflect on the past year and plan for the future with an eye toward long-term goals....

 

Thursday, November 5, 2015

Those of you who know me well know that I am an extremely curious person and I am willing to try almost anything once. A few weeks ago a friend invited me to assist with an “active shooter” training for the cadets of a...

 

Monday, October 19, 2015

Fall is the time of year when people are most inclined to take action regarding their financial planning. Summer is over, the kids are back into the school routine, the income taxes are filed by the October 15 extension date, and...

 

Friday, September 4, 2015

I have been an Evergreen Volunteer Firefighter since 1995 and a big part of the work we do involves preparing for and fighting wildland fire. In 1997 I was at a corporate retreat in Glenwood Springs and I woke up well before dawn to...

 

Tuesday, August 11, 2015

On Sunday June 14th in the late afternoon my son and I were riding Three Sisters in Evergreen and I crashed HARD breaking my collarbone, shoulder blade and 4 ribs. The impact knocked the wind out of me and when I got over the initial...

 

Monday, July 27, 2015

Last year I competed in and finished the Vapor Trail 125 which is the most mentally and physically challenging single-stage mountain bike races I know of. The event starts at 10PM on the second Saturday of September on a bridge over...

 

Friday, June 5, 2015

May is an exciting time of the year for my family as among other things it means spring runoff and early season whitewater trips! This year we were invited on a 4-day Gates of Lodore trip launching on May 28th and we jumped at the...

 

Wednesday, May 20, 2015

I have been serving with the Evergreen Volunteer Fire Department (EVFD) since 1995, and I learned early on that most of what we do as Firefighters and First Responders involves identifying and mitigating risks. I believe our most...

 

Monday, April 6, 2015

In 2007 my family bought our first whitewater expedition raft and we now have several boats and have gone on at least one wilderness river trip per year since then including our favorites the Colorado through the Grand Canyon 3 times...

 

Monday, March 16, 2015

We will be writing a financial article every month this year and are starting off with the very interesting life story of John Ramstead. John is a former U.S. Navy F-14 carrier pilot who served on the USS Independence and flew combat...